Consolidating student loans public and private

So Fi’s lifetime savings methodology for student loan refinancing assumes: 1) members make all payments on time; 2) members make monthly payments for the full duration of their loan; and 3) members take advantage of Auto Pay, which enables them to lower the APR of their loan by 0.25%. Federal loans do carry some special benefits, for example, public service forgiveness and economic hardship programs, that may not be accessible to you after you refinance.So Fi’s average lifetime savings methodology for student loan refinancing excludes refinancings in which: 1) members elect So Fi loans with longer maturity than their existing student loans; 2) the term length of the member’s original student loan(s) is greater is than 30 years; 3) the member did not provide correct or complete information regarding his or her outstanding balance, loan type, APR, or current monthly payment. Check out this blog post that provide more information: When to Consolidate Federal and Private Loans by Refinancing.FSA ID stands for your Federal Student Aid Identification. You use your FSA ID to: Only you can create and use your FSA ID. Dishonest people could use your FSA ID to get into your account and take control of your personal information.

So Fi aims to revolutionize financial services- ultimately improving the system for everyone.To explore your options, contact your loan servicer directly.If you don’t know who your private student loan servicer is, look at a recent billing statement.Lifetime savings calculation of ,767 is based on all So Fi members who refinanced their student loans between January 2017 and April 2018.The savings calculation is derived by taking the estimated lifetime cost of existing student loans minus the lifetime cost of So Fi loans upon refinancing for members who refinanced their student loans. It’s just people, and they want to help.”- Brittany, So Fi member Refinancing is a great solution for working graduates who have high-interest, unsubsidized Direct Loans, Graduate PLUS loans, and/or private loans.

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